Umbrella Insurance

Umbrella insurance is a versatile coverage option designed to offer financial protection beyond the limits of other insurance policies. It serves as a safety net for individuals and organizations facing liability claims that surpass the coverage provided by their primary insurance plans.

If you’re seeking broader financial security for your organization, consider reaching out to our agency to explore the benefits of general umbrella insurance. Our team can provide insights into how this type of coverage can bolster your existing insurance portfolio and shield you from unexpected financial burdens.

Who Can Benefit from Umbrella Insurance?

General umbrella insurance isn’t just for businesses; it can also be valuable for individuals, families, and various organizations. Anyone with potential exposure to liability claims, whether from accidents, property damage, or legal disputes, may find umbrella insurance beneficial.

What Does Umbrella Insurance Cover?

When the coverage limits of your primary insurance policies are exhausted due to a covered claim, umbrella insurance steps in to bridge the gap. Whether it’s a liability claim stemming from an auto accident, a workplace injury covered by employer’s liability insurance, or a general liability issue, umbrella insurance provides additional financial protection beyond what your standard policies offer.

How to Get Umbrella Insurance

If you need umbrella insurance for personal or business purposes, call Farmers Mutual United Agency to get started.